Neighboring homes in Waikoloa are listed for sale. (Anna Pacheco/Special to West Hawaii Today)

Despite reports about the difficulty of obtaining mortgages, some local lenders and brokers say this is not the case on Hawaii Island. They also say the time needed to close a loan is not getting longer and there are more players in the mortgage buying game, many of whom they are coaching through the obstacles that may have kept them from previously obtaining a loan.
Marcelle Loren, principal mortgage broker at Island Mortgage, said every borrower she has worked with this year and last has been approved for a loan, including borrowers with bad credit and foreclosures. She declined, however, to reveal how many borrowers she has helped.